Why Lease?

Ace Mart Restaurant Supply is proud to offer financing on orders over $1,500.00 through FirstCorp. Here are some great facts in regards to leasing. Eighty percent of all U.S. companies utilize leasing as a source for equipment acquisition for some or all of their equipment.

American companies lease for efficiency and convenience. Efficient managers realize that use, not ownership, of property generates revenue and profits.

Leasing can positively effect a company's bottom line with such benefits as enhanced earnings, improved tax treatment and increased cash flow while accessing the best available equipment on the market.

Leasing can help companies obtain the equipment they need today, without drawing down lines of credit or capital reserves. And with leasing, companies pay for the equipment as it is being used, so the equipment pays for itself.

Equipment leasing is a proven, valuable financial tool used to optimize the growth and profitability of today's business.

Benefits of Leasing

Banks and other financing sources tend to move slowly, drawing out the process of application, review ... and, finally, you receive your equipment. Leasing moves at the speed of business: on-line application; automated credit scoring; applications decisioned within hours of receipt. Speed, flexibility, expert industry knowledge, all combine to explain why 8 out of 10 businesses use leasing.

Leasing's Top Ten

1. Convenience
Simpler, more flexible documentation. 100% financing. Think leasing to your company should be a no-brainer? Can't understand how decisions can take so long? They don't have to.

2. Stay on the edge, avoid obsolescence
Buying promotes keeping equipment far beyond its useful life. Out-dated equipment is often shuttled downstream or stored away until it is worthless.

Leasing's built-in termination date, the lease term, can be synchronized with equipment's productive life.

3. Work with someone who understands your business
Leasing companies that specialize in your industry can provide valuable financial input and structure transactions that fit your specific requirements.

4. Pay as the cash flows
Is your business seasonal, your business cycle predictable? Why not pay for that new equipment when it is paying for itself. Leasing is flexible. Customized lease payment schedules to fit your cash flow.

5. Fixed rate lease payments
Your lease payments are fixed for the life of the lease contract. Fixed payments enable you to more accurately predict equipment costs and cash needs.

6. Capital Conservation
If it appreciates, buy it. If it depreciates, lease it. Traditional bank lines are perfect for running the day-to-day operations of a business but not for funding long-term equipment acquisitions. Leasing provides an alternate source of credit and financing more suited for depreciating assets. Don't invest in depreciation.

7. Overcome budget limitations
Your budget allows the purchase of only what you absolutely require ... not what your really want and need? Ask how leasing can stretch budgeted dollars to acquire the quality and quantity you really need.

8. Conserve credit lines
Leasing does not weaken your borrowing power. Lease and your existing credit line stays healthy and available for the unforeseen.

9. Tax benefits
Lease rental payments are made from pre-tax rather than after-tax earnings. Lease payments may be fully deductible, consult your accountant.

10. Competitive advantage
How can leasing help grow your business? Call us!

• Are interested in tax and accounting benefits that come with off-balance-sheet payments which are considered an operating expense.
• Wish to simplify asset management and reduce TCO (total cost of ownership) synching your lease term with the technology cycle.
• Use a FMV lease's lower monthly payments to stretch budgeted dollars.
• At lease's end the equipment can be purchased for its then Fair Market Value.

$1 Buy Out

The $1 Buyout option is intended for customers who intend to own the equipment at lease's end.
Leasing can positively effect a company's bottom line with such benefits as enhanced earnings, improved tax treatment and increased cash flow while accessing the best available equipment on the market. Leasing can help companies obtain the equipment they need today, without drawing down lines of credit or capital reserves. And with leasing, companies pay for the equipment as it is being used, so the equipment pays for itself. Equipment leasing is a proven, valuable financial tool used to optimize the growth and profitability of today's business.

Lease vs. Loan vs. Buy

Long or short-term? Here's information you may want to consider. . .

When today's equipment is likely to meet long-term needs, purchasing is often the most cost-effective acquisition choice. If, however, your needs are likely to change within the next few years, leasing may be the smarter alternative. Leasing allows you to acquire the equipment you need today and use it cost-effectively until it no longer meets your needs, then upgrade without dealing with the outdated and obsolete.

Does your business depend on staying on the leading edge?

If your competitive advantage relies on the latest, most sophisticated hardware, leasing should definitely be considered. No matter how fast the leading edge is moving, leasing helps you keep pace.

Do you need financial flexibility?

You may be able to expense your monthly rental payments rather than depreciating the equipment cost, allowing you to order new equipment as you need it (consult you tax accountant).

What does a lease vs. purchase analysis tell you?

A "lease vs. buy" analysis compares the costs of leasing and buying based on the assumptions used for residual value, cost of funds, tax rates, and so on.

Call a customer service representative toll-free at 1.888.898.8079 for help in developing a custom analysis.

Frequently Asked Questions